Tax Planning and Tax Minimization
	Often, prospective clients like yourself wonder how we might be able to accomplish tax reduction, and how we seem to see something that your accountant does not. This can be accomplished by strategies that may include: Reducing taxable gains or income Shifting savings to vehicles designed to provide tax relief Taking advantage of government tax credits Making better use of existing programs Finally, the difference between a planner and the accountant is that the accountant is a tax preparer. By the time you visit with this person, the result of the tax return is already pretty much decided. On the other hand, a planner's work first starts on January 1, and continues throughout the new tax year, so that the accountant's work can be more fruitful. Especially during your retirement year, you will be subject to an unusually high tax exposure due to pension distributions, vacation pay, and other exit benefits. Short-term tax strategies will have to be employed to alleviate this situation. It is imperative to develop tax strategies now, to generate tax benefits for the future to reduce the taxation of your retirement income from vehicles such as your IRA, TSA, 401K, KEOGH, and/or deferred compensation arrangement.

JSK Associates, Inc.
95 Church Street, White Plains, NY.
(914) 949-9183, email: sales@InvestToWin.com