401(k) Advisory Program

Overview

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For those who spend their life working to advance the business goals of their employers, most look to the company 401(K) plan for their primary source of support during retirement. After a long and successful career, this may represent an employee's single largest asset.

In spite of this, many take a passive approach to their 401(K) investments, without considering that abrupt changes in the investment environment may substantially affect the appropriateness of their investments. The InvestToWin.com 401(K) program offers a totally unique approach to maximizing the growth of this important asset, while minimizing risk.

Companies we cover

Our 401(K) program is currently limited to the employees of only four companies:

IBM

Lockheed-Martin

AT&T

We will consider adding a company only if we achieve a minimum critical mass of participants, which will allow us to devote sufficient time to tracking the company's stock and other investment options offered in the plan. To submit an application to have your company included in the program click here.

How it works

Investing 401(K) assets is different than managing a traditional portfolio. You are only allowed a limited number of changes per year, with investment options that usually include your company's stock, a money market fund, and a few other investment funds. Portfolio changes must be used wisely, particularly early in the year when many uncertainies remain.

With the InvestToWin.com program, we provide you with recommendations telling you exactly what to do on any given day. Most days, the recommendation will be to do nothing. However, on those days when we recommend a shift, it is almost always important.

When a buy or sell action is recommended for your account, you will receive an alarm from us, which will be communicated to you in several different ways, to make sure that you don't miss it, including:

Aa computer generated telephone call which you can accept, reject, and reply to

e-mail

This website, and

A daily message if you call in to our automated phone system after 4PM.

We monitor your activity on each of these channels, and in the unlikely event that none of them reaches you, a real person will call you the next day.

Disclaimer: We are in no way affiliated with, sponsored by, or connected with any of the companies whose plans we offer advice on.